BA 4530 - Personal Finance & Planning

• Describe the importance of personal financial planning, and how to use personal financial statements in budgeting and cash flow management.
• Identify the various types of consumer credit available and how to qualify and utilize those types of credit for major purchases such as automobiles and homes.
• Describe the difference between property insurance, liability insurance, health insurance and life insurance, and how to use those various types of insurance to protect against catastrophic financial losses.
• Develop a basic understanding of stock, bond, and real estate investments and how those investments fit into retirement and estate planning.

• None

• The importance of Personal Finance
• Financial planning
• Budgeting and Cash Flow Management
• Managing Your Income Taxes
• Management of Monetary Assets
• Credit Use and Credit Cards
• Installment Credit
• Automobiles and Other Major Purchases
• The Housing Expenditure
• Risk Management and Property/Liability Insurance
• Health Care Planning
• Life Insurance Planing
• Investment Fundametals and Portfolio Management
• Investing in Stocks, Bonds
• Through Mutual Funds
• Buying and Selling Strategies
• Real Estate and Advanced Portfolio Management
• Retirement and Estate Planning